Kaiwen Leong

COST FOR SAFETY

THE LAW

Small Steps, Big Returns

Small and simple habits that you start today are what you need to erase the ‘should haves’ in the future. Don’t let others benefit from your procrastination.

BANK SAVINGS ACCOUNT

FIXED DEPOSITS ACCOUNT

SHARES/STOCKS/EQUITIES

In most cases, from a local market point of view, the highest quality bond is usually associated with government bonds while

corporate bonds are regarded as relatively lower in quality. However, when comparing bonds across international markets, corporate bonds may have higher credit quality than government bonds depending on the assessment by independent rating agencies.

For the older generation and retail investors, gold is still a worthy long-term investment.